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Kvinne foran laptop. Illustrasjonsbilde til artikkel om å starte enkeltpersonforetak. / sole proprietorship in Norway.

Sole proprietorship in Norway – how to start

Starting up a sole proprietorship is simple and not very bureaucratic. Follow this guide step by step, and you are good to go.
Paal Stavrum 03.10.2022
0 kommentarer
Tavle med spørsmålstegn, illustrerer valget mellom enkeltpersonforetak eller aksjeselskap..

Sole proprietorship or limited company in 2022 – this is how you choose correctly

Sole proprietorship or limited company (private limited liability company). Which form of organization is most suitable for your business? Read our comparison and make the…

Paal Stavrum 03.10.2022
0 kommentarer
Starting your own business – bulletin board with lots of messages.

Starting your own business in Norway in 2022

Starting your own business in Norway – it's the dream of many people in Norway. About 500 000 Norwegians say they want to establish a business.
Paal Stavrum 03.10.2022
0 kommentarer
Kalkulator, som illustrasjon til bloggpost om å føre regnskapet selv.

Should you do your own accounting or not?

I tried to do my own accounting in my first business at the end of the 1990s. This wasn’t a smart move. The accounting software…

Miniforetak-Ane 24.03.2021
0 kommentarer
Bilde av mann og mobiltelefon, som illustrerer artikkel om dagpenger under etablering.

Unemployment benefits while establishing a company

Are you unemployed and receiving unemployment benefits? A couple of years ago, some new rules were introduced for how you can keep your benefits durin…
Miniforetak-Ane 08.02.2021
0 kommentarer
Gammel skrivemaskin, som illustrasjon til bloggpost om å bedre likviditeten.

[Video] 5 tips to improve the liquidity of your company

The liquidity is crucial for your company’s ability to survive. If you lack money, your company can go bankrupt. Here are some tips on what…

Miniforetak-Ane 19.01.2021
0 kommentarer
Tom lommebok som illustrasjon til artikkel om styring av likviditeten.

10 tips for liquidity control

Have you experienced that your money goes quicker than it comes? Here are ten tips to achieve better control over your liquidity, which means how…

Paal Stavrum 11.01.2021
0 kommentarer
Illustrasjon til artikkel om å sette rett pris på tjenester.

Setting the correct prices on your services – 5 tips

Do you find it difficult to set the correct prices on the services you sell? You are not alone. Price setting is no exact science.…

Miniforetak-Ane 04.01.2021
0 kommentarer
Illustrasjonsbilde av pengesedler, til blogginnlegg om å sette høyere pris på egne produkter.

Higher price – six reasons to increase the prices of the services

See the traps you need to avoid while setting the price on what you're selling in your small business. Most people can increase their prices.
Miniforetak-Ane 09.12.2020
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Kurve med pil oppover, som illustrasjon til bloggpost om budsjett.

Budgets: The two most important ones for a small company

Drawing up a budget gives you better control over costs and earnings. If you haven’t yet set up a budget for next year, it might…

Miniforetak-Ane 08.12.2020
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Forum Description

Drawing up a budget gives you better control over costs and earnings. If you haven't yet set up a budget for next year, it might be a good idea to start now.

It is not necessary for sole proprietorships with no employees to work out advanced and comprehensive budgets, whereas a private limited liability company has different needs.

Unfortunately, there are few good examples of budget templates for the smallest businesses. However, mastering a spreadsheet, like Excel, will get you a long way.

Budget: Expected earnings and costs

When creating a budget, you submit the earnings and cists you expect in the upcoming period (usually the next year, or the next three years).

Doing this will give you a pointer on whether or not you will earn money.

The results budget

This is to set up expected earnings and costs. Will you be in a surplus or a deficit?

It is important to get as precise a picture of the period as possible. Use your income statement or previous accounting numbers as a base while working with the results budget.

NB! Do not fall in the typical trap of underestimating the costs and overestimating the earnings. Doing this may sometimes feel like a natural law.

The liquidity budget

Liquidity means payment ability, and the liquidity budget tells you whether or not you, at any time, have enough money in the bank to pay the bills.

Example: If you, as self-employed, have large earnings one month, the liquiduty budget will help you put this in context with the expected income and costs going forward.

With high amounts in the bank for certain periods, it is easy to spend more than your economy can handle. The liquidity budget helps you be hard-headed when it comes to how you spend your money. In the liquidity budget, you use numbers that include VAT!

Templates for budgets in Miniforetak pluss

Are you a pluss-member with a sole proprietorship? If so, you can download a simple budget template for running budget and liquidity budget adapted specifically for this type of business (English article coming soon).

And if you are running a limited company: We also have a bigger budget model which is created for limited companies (but can also be used by sole proprietorships and other types of companies (English article coming soon)).

You can also see what Altinn has written about budgets during the operational phase (available in English).

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